The company buys collection accounts from credit card issuers, auto finance companies, and cellphone providers for 4 to 10 cents on the dollar, and attempts to collect the balance due on the account. The company also buys debt owed by consumers who filed bankruptcy recently. PRA is one of the largest collection agents in the US. Call to speak with a Money Coach. Discuss what to say and not to say in a phone call with a debt collector.
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Actually there are a couple of related entities. It is easy for Portfolio Recovery Associates, LLC to mislead you, because as the debt collector that just sued you, Portfolio Recovery Associates and its attorneys are on their home turf, and you, my friend do not know the territory or the rules. What do you say we play by Bankok Rules? Snake: Now, nobody draws until this hits the ground. The four tough guys watch it arc high into the air.
Portfolio Recovery Associates, LLC
Got a note on the door from the marshal that we have been sued and to go to the courthouse to pickup summons. Looked at my credit report and it says US Bank has transfered the debt or the claim was purchased. Never recieved a dunning letter from Port Rec Assoc instead they just filed suit in magistrate court in Georgia so I never had a chance to DV them. I have not been served yet so I could just avoid it for now but I am thinking I will just go down and pick it up because I dont want the marshal repeatedly coming to the house. I hired an attorney in Dec to handle 3 suits from Hanna for Cap One which was the Original Creditor and presented a little more of a challenge but all 3 were dismissed.
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